The Assisted Home Purchase term of 84 months was chosen for a reason. Even if you\'ve gone through a bankruptcy, 84 months should be enough time for you to fix your credit rating if you take the appropriate actions. However, we understand that some people still might not be in a position to qualify for a mortgage at the end of their Assisted Home Purchase term.

An example of this might be a person who has decided to become self-employed near the end of the Assisted Home Purchase term. This person would have a challenge qualifying for a new mortgage to purchase the home since banks want to see a 3 year history for people who are self-employed.

We will look at your particular situation nearer to the end of the term, and if it seems as though you will be in a position to qualify for your own mortgage within a couple of years, we will likely agree to extend the original Assisted Home Purchase contract under the same terms and conditions. If you have abided by all of the terms and conditions of the original Assisted Home Purchase agreement and have been diligent in maintaining a good relationship with us, you should not anticipate any problems. We will work with you in any way we can so that you can own your home.