No. You would need to have good credit to obtain a new mortgage from a bank, but with our Assisted Home Purchase program your credit rating is not as important. We understand how little education our society provides on the importance of maintaining good credit, and that many people have made a few mistakes in the past with their credit. Forgetting about a bank account that has monthly fees or falling behind on your student loan payments affects your credit rating, even though you might be fiscally responsible.

We will still need to look at your credit rating, but if there are any problems with your credit then we will talk with you to find out the story around that particular issue. Even if you\'ve experienced a bankruptcy, we can still work with you to help you realize your dreams of home ownership.